Car Insurance - How Secure is your Vehicle?

It would seem that car crime is on the decreasestolen per 1000 vehicles registered. Specific classic
according to statistics released by the homecar insurance is becoming easier to find and the
office. Vehicle crime has dropped 51% since 1997,good news is many companies are now setting
but when you consider the fact that this stillup exclusive policies to cater for them.
equates to roughly 1.7 million vehicle thefts lastSo just what can you do to secure your car
year alone; we still have a long way to go.whether it is 1 year old, 10 or classic? To start
The average person's risk of having their vehiclewith; make sure you secure windows, doors,
stolen currently resides at a figure of once in 107sunroof and boot when you leave your car. This
years. This may mislead you into thinking yourmay seem like common sense but it is very easy
safe, but having your vehicle stolen just once in ato forget. You can make your vehicle immediately
lifetime can be a nightmare and something yousafer by having an immobiliser professionally
should endeavour to avoid. Consider this; the olderinstalled. Ensure it is Thatcham or Sold Secure
your car the easier and more likely it is to beapproved as this will help to decrease your car
stolen. In fact cars over 9 year's old account forinsurance premium. If you do not have an
two thirds of all vehicles stolen. New carsimmobiliser and cannot afford the expense of
between the age of 0-3 years have much morehaving one fitted, a cheaper option can be to fit a
sophisticated security systems. This shows directsteering wheel lock to help mechanically immobilise
correlation in theft statistics showing this age ofyour vehicle. Something we may not always
car to account for only 11% of vehicles stolen.consider in relation to our car is the wheels
A shocking 68% of vehicle crimes occur near thethemselves. If your vehicle has very expensive
home, 43% on the street outside alone.alloy wheels, especially relevant in classic cars; fit
So you can see this is still a very relevant andlocking bolts where possible to prevent theft.
important topic.They are relatively cheap to purchase and easy
The first thing we need to contend with is carto fit, quickly ensuring your wheels are safe.
insurance; the average claim for theft relating toMoving on to the interior of the car and your
possessions or loss of vehicle will increase yourpossessions; ensure you don't leave any items in
premium at renewal time and can prove to be aview. If you have a navigation system ensure
time consuming process. Anything you can do toyou remove the cradle, especially if in the window
prevent items being stolen from your vehicle andand wipe off any suction cup marks. Mark any
the vehicle itself will therefore safe you a lot ofaudio equipment to make it easier to trace if
time and money. You should check the level ofstolen. Also you can have your registration
cover you have for items such as in carnumber etched on all windows and even
navigation and entertainment systems. You mayheadlamps as this could help the police recover
find this is an area you need to take extra coveryour car in the event of it being stolen.
in; it is worth noting that some insurers can add aFinally, if you have a spare set of keys ensure
bolt-on for areas you are lacking cover in, allowingyou never leave them by the door or near a
you to perfectly tailor your insurance.window in your home. This could make it very
If you have a classic car you should take specialeasy for a thief to steal your car if they gain
precaution and consider having it garaged andaccess to your home. Indeed this is fast
locked away when not in use. Cars over the agebecoming a popular method amongst car thieves
of 12 years are the easiest and most likely to bedue to the advent of better security systems in
stolen, accounting for a theft rate of 22 carscars.