| There are many instances when an individual may | | | | driving trip. |
| find themselves in need of temporary auto | | | | When a group of individuals are covered by |
| insurance. The most common use for this type of | | | | temporary auto insurance and have roadside |
| insurance is when a group of individuals are | | | | assistance the insurance will usually cover an |
| making a trip using a single automobile. | | | | overnight stay for every person on the policy. |
| When a group of friends decides to take a holiday | | | | This can save a group a substantial amount of |
| or long car excursion they often will be trading | | | | money if there is a mishap and everyone must |
| driving duties. While the individual who owns the | | | | stay in a hotel for the night while the car is being |
| vehicle may have established insurance, the level | | | | repaired. |
| of insurance that the other drivers have may not | | | | Roadside assistance coverage offer also covers a |
| cover the party in the event of an accident. | | | | loaner vehicle if the car cannot be repaired. By |
| By getting temporary auto insurance all members | | | | having this coverage a trip does not have to end |
| of the driving party are insured for the vehicle | | | | early because there is no vehicle. The loaner |
| that is being used. If there is an accident it will not | | | | vehicle can be used to finish the trip and the car |
| affect any individual's established policy or | | | | can be picked up on the return trip home. |
| premiums. This can be very important if a person | | | | Many individuals also use temporary auto |
| is paying a premium on a newly established policy | | | | insurance for classic show cars that are only |
| that can be significantly increased if an accident | | | | removed from their storage areas once or twice |
| occurs. | | | | a year. These cars are not driven during the rest |
| Temporary auto insurance can be attained for as | | | | of the year and remain in a locked area where |
| little as one day or as long as twenty-eight days. | | | | they cannot be damaged or broken in to. By using |
| The insurance can be written to provide all of the | | | | temporary auto insurance for the days when |
| same benefits that one would receive from an | | | | they are taken to a car show an owner can save |
| established policy. One of the types of coverage | | | | money by not having to purchase long term |
| that one would want to include when on a road | | | | insurance that will go unused for most of the |
| trip is roadside assistance. This coverage is very | | | | year. |
| helpful if the car becomes disabled during the | | | | |