| If you own a classic car, you already
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| | value of the vehicle is stated in
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| know that they can be difficult to
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| | writing. Get a written appraisal on your
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| insure. You have things to consider that
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| | vehicle so there is no question on its
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| are unique to classic vehicles. Here are
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| | value.
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| some things to consider when choosing an
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| | Does the insurance company have classic
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| insurer for your classic vehicle.
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| | vehicle experience?
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| How will you be using your antique or
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| | If possible, choose a company that has
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| classic vehicle?
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| | experience dealing with classic
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| You should get coverage for how you use
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| | automobiles. Most insurers have no clue
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| your vehicle. If you are not driving your
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| | and will be unable to match you with the
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| vehicle daily, why pay for it. If your
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| | right policy. If you are a member of a
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| insurance company has experience with
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| | car club, ask around for recommendations.
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| classic cars, they probably offer
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| | If you cannot get a referral, interview
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| policies for vehicles that are only
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| | your agent. Ask them what kind of
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| driven on weekends or are never driven at
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| | policies they have for classic cars. If
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| all. The more you drive it, the more the
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| | they try to fit you into a basic policy,
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| risk and the more you will pay. If you
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| | find another agent.
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| get a policy for a vehicle that is
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| | Are there any restrictions?
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| supposed to be garaged, you will not be
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| | Find out in advance if there are any
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| covered if you choose to drive it. Make
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| | restrictions on the use of the vehicle.
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| sure that you accurately state how you
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| | You must know in advance if you are
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| will using your vehicle so that you will
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| | limited to a certain mileage or if you
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| be fully covered but not overcharged.
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| | have to garage it at a certain location.
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| How much is your car worth?
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| | Read your policy carefully.
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| Do not assume that your insurance company
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| | Don't just accept the first quote that
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| knows how much your car is worth. You
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| | you receive. Do your homework and you
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| might find that you value it much more
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| | will find the auto insurance policy that
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| than they do. Obtain a policy where the
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| | is right for you and your car.
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